Zakat Calculator
Charitable Giving
Calculate your annual zakat obligation based on assets and liabilities.
Islamic Financial Calculator
Make informed financial decisions aligned with Islamic principles.
Our Calculators
Tools designed to help you make Shariah-compliant financial decisions.
No calculators found in this category. Try a different keyword like "Zakat", "Mortgage", or "Savings".
Home Affordability Calculator
Real Estate
Determine how much house you can afford with Islamic financing.
Home Sale Proceeds Calculator
Real Estate
Estimate net proceeds after selling your property and paying fees.
Rent vs Buy Calculator
Real Estate
Compare long-term cost of renting vs buying a property.
Stamp Duty Calculator
Real Estate
Calculate stamp duty based on property value and location.
Islamic Mortgage Calculator
Financing
Calculate monthly payments for Islamic home financing.
Extra Payment Calculator
Financing
See how additional payments can reduce your overall financing term.
Lump Sum Calculator
Financing
Determine the impact of a one-time payment on your outstanding balance.
Offset Account Calculator
Financing
Calculate savings with an Islamic-style offset account structure.
Borrowing Capacity Calculator
Financing
Estimate how much you can borrow under Islamic finance principles.
Loan Comparison Calculator
Financing
Compare different Islamic financing options side by side.
Islamic Lease Calculator
Financing
Calculate payments for Ijara (Islamic leasing) arrangements.
Annual Income Calculator
Income
Convert irregular or part-year income to annual equivalent.
Tax Calculator
Income
Estimate your tax liability based on income and location.
Gross Income Calculator
Income
Calculate gross income needed for a specific net amount.
Savings Growth Calculator
Savings
Project how your savings will grow over time with regular deposits.
Savings Time Calculator
Savings
Determine how long it will take to reach your savings goal.
Savings Deposit Calculator
Savings
Calculate how much you need to save regularly to reach your goal.
Monthly Budget Calculator
Budgeting
Plan and track your monthly income and expenses.
Why Islamic Finance Matters
Understanding the principles and benefits of Islamic finance for your financial journey.
Islamic finance offers a unique approach to financial management that aligns with ethical and religious principles. By avoiding interest (riba) and uncertainty (gharar), it creates a more equitable financial system that benefits all parties involved.
Our calculators are designed to help you navigate this system, ensuring your financial decisions are both Shariah-compliant and financially sound.
Ethical Principles
Islamic finance is built on ethical principles that promote fairness, transparency, and social responsibility. Unlike conventional finance, it prohibits interest (riba) and uncertainty (gharar), ensuring financial transactions are beneficial to all parties.
By using Islamic finance calculators, you ensure your financial decisions align with your values and religious principles, while still achieving your financial goals.
Financial Benefits
Islamic finance offers unique financial benefits, including risk-sharing, asset-backed financing, and avoidance of excessive debt. These principles create more stable financial systems and protect consumers from predatory practices.
Our calculators help you understand these benefits and make informed decisions that are both financially sound and ethically responsible.
Frequently Asked Questions
Answers to common questions about Islamic finance and our calculators.
Zakat is one of the Five Pillars of Islam, requiring eligible Muslims to donate 2.5% of their qualifying wealth to those in need. It is obligatory for adult Muslims who possess wealth above the nisab threshold (minimum amount of wealth required to be liable for Zakat) for a full lunar year.
Islamic finance differs from conventional finance primarily in its prohibition of interest (riba), uncertainty (gharar), and gambling (maysir). Instead of lending money for interest, Islamic finance uses asset-backed structures like Murabaha (cost-plus financing), Ijara (leasing), and Musharakah (partnership) where risk and reward are shared.
Not necessarily. While Islamic finance products may sometimes appear to have higher nominal rates, this is often because they are structured differently. When comparing total costs over the life of a product, Islamic finance is often competitive with conventional alternatives, especially when considering the ethical and social benefits.
Zakat is typically calculated on cash, gold, silver, investments, business inventory, agricultural produce, and livestock. Personal belongings like your primary residence, clothing, and necessary tools are generally excluded from Zakat calculations.
Yes, Islamic finance products are available to everyone regardless of religious affiliation. Many non-Muslims choose Islamic finance for its ethical principles, transparency, and focus on real economic activity rather than financial speculation.
Our calculators provide estimates based on the information you input. They are planning tools, not a substitute for personalized financial advice. For major decisions, consult a qualified Islamic finance advisor who understands your specific circumstances.
Meet the Team
The visionaries behind FinCalc.
Syed Saulat Jawaid
Co-founder
Bringing expertise in Islamic finance and innovative financial solutions to help users make informed decisions.
Muhammad Sohair Tabrezi
Co-founder
Specializing in financial technology and user experience, ensuring our tools are both powerful and easy to use.